You Don’t Have Live With The Debt

Putting Your Debt Into Perspective

The average American holds debt in a way that’s hazardous to them.

Some financial experts consider it to be a phenomenon.

There’s over $30,000 held as debt by the average American, and statistics show that debt isn’t being solved as we speak. Retirees aren’t fit to be retirees, and Millennials continue to pay for school. Debt piles up, and what can anyone do about it?

Let NexBank bring you into a new generation.

Debt shouldn’t be the cause of your dissatisfaction in life. It can bear down on many people, but there’s tremendous hope. The reality is that your debt is only temporary. It can go away just as fast as it came. It doesn’t matter if you make tons of money or very little.

What’s important is the process and methods.

NexBank works to uncover your greatest potential and to get you out of debt.

First Accept The Responsibility

We only ask that you accept the condition of your business or your life. If there’s a serious issue, ask yourself about the part you played in it. We need to first realize the bigger picture. An understanding of the nature of your work requires that we devise the best strategy.

The one answer to your overwhelming liabilities is what we create for you. You begin with a visit or by contacting our reps online. NexBank is determined to find your underlying weaknesses. We turn them into your greatest strengths when minimizing debt entirely.

This is possible with a strategy. Let us warn you however. Each strategy we devise is the effort of hours in labor and tremendous insights being challenged. Solving debt is best done when your solution is complete and before you pursue it.

We have the right experience and passion to get the job done and to do it the first time.

Sheldon Lavin:Husband, Father, Philanthropist And Award-Winning Business Executive

Sheldon Lavin, the CEO of OSI Group, has a background in banking and finance. That’s how he became involved with the OSI Group. In the 1970s the company, then called Otto & Sons, came to his financial services company to get funds to expand. Lavin and his team were able to get them the money they needed to set up a high-volume meat plant and purchase the liquid nitrogen freezing tunnels and specially developed patty-forming machines they needed. Sheldon Lavin remained involved with the company. First he began investing in it. Then in the 1980s, Sheldon Lavin bought the OSI Group.

Even though the OSI Group is a major corporation, Sheldon Lavin cultivates a family atmosphere. He has an open door policy, his employees call him by his first name and Lavin goes all out to ensure his employees and their families are treated properly and given all the benefits to which they are entitled. Sheldon Lavin is also an internationally beloved business executive. Under his guidance the OSI Group has become a company known for adhering to environmentally sustainable practices in their food production and distribution methods. Both Lavin and the company have received numerous awards for being exemplary corporate citizens.

In addition to serving as the OSI Group’s Chairman and CEO, Sheldon Lavin is also OSI International Foods Limited’s president. He’s also a Rush University Medical Center general trustee and was the National Fish & Wildlife Foundation director. Even after being involved in the food and meat processing industry for almost 50 years, Sheldon Lavin is still actively involved in many of the operations of the company. His high profile position in the industry gives him an opportunity to exert positive leadership by the way he goes about his business and the policies and practices of his growing company.

The vision and leadership of Sheldon Lavin has helped the OSI Group to develop into an industry leader. He has transformed it from a company involved in domestic food production into a global food processing giant with more than 65 processing facilities in 17 countries. In addition to his long list of business successes, Lavin is also a role model and inspiration to the next generation of corporate leaders. The husband and father of three has dedicated his life to taking care of his family and his staff, giving to charity and growing his company in a responsible way.

Sheldon Lavin Social Media:

Anthony Petrello’s life at Nabors

Anthony Petrello has had an interesting life. He is one of the Americans who is silently changing the lives of many Americas. As a top business executive in the country. Anthony Petrello has been able to influence the life of the people who work in the drilling sector in a big way. He has been able to create job opportunities to thousands of Americas who are now able to put some food on the table. Anthony Petrello works for the leading form in the drilling industry. He is the CEO of Nabors industries. This is a firm that has offices in Texas. Although based in the United States, the firm has operations in various parts of the world. Currently, it is contracted to drill in Far East, North America, Middle East and Africa. Its operations have expanded greatly since Anthony Petrello took over the mantle of leadership at the company. As a business executive, he had been able to make great changes that are making the company grow by leaps and bounds.

Anthony Petrello took over the mantle of leadership at Nabors in 2011. This is after working in the firm for about two decades in other senior positions. Anthony Petrello first joined the firm in 1991 as the COO. He has since then held various positions in the firm. What we see in the firm today is a continuation of work that was started a long time ago. Since he joined the company, he had been working hard to ensure that the company becomes the best in the world.

Anthony Petrello dream is to have the company expand operations to all corners of the world. For the few years, he has been at the helm; he has demonstrated that indeed he is up to the task of leading the company. The company which now ranks as the best drilling firm in the world started its operations in 1962. Anthony Petrello who is the current leader of company believes that it has not yet exploited all its full potential, there is a lot to be achieved if the company is to continue in that line of performance.

Anthony Petrello has managed to be the top paid executive in the world while working for the firm. In 2014, he was the best CEO in the United States earning a total of $68 million in one year. Anthony Petrello is not only a business executive but also a leading philanthropist making major donations that are meant to help the community around him.

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Desiree Roles in Roc Nation’s Business Deals

The deal made by Jay-Z, the rap mogul with Live Nation is coming to an end. The agreement was signed in 2008 and was valued at $ 150 million. The 360 deal is set to expire in 2018. The end of the contract means that any party has the right to sell its stock to Roc Nation or absorb the company wholly. Rumors have it that Live Nation intention is to keep the touring deal with Jay-Z and back out of the record sales deal. While buying artists rights and record music is a lucrative business, a source’s information indicated that Live Nation no-longer dealt in such business. The part of the 360 agreement saw Live Nation purchase the artist’s rights and recorded music. The contract would not be extended hence terminating the business relationship.

Roc Nation is composed of about five top-ranked artists in the United States. The artists deal with diversified genres of music including rap and hip-hop. Jay-Z and Roc Nation executive Desiree Perez held a meeting with the chairman and chief executive officer of Universal Music Group. The meeting sparked speculations that Roc Nation would sell part of its stake to UMG. A deal between the two companies will provide Jay-Z with enough finances to improve his streaming service, Tidal. The streaming app is competing with Apple Spotify services. Currently, UMG has a small percentage in Roc Nation, but with another deal, UMG stands to own a more substantial stake in Roc Nation artists.

Desiree Perez is a close associate to Jay-Z and chief operating officer of Roc Nation. She took up the role at Roc Nation in 2009. Since then, Perez has helped the label in several areas including management, publishing, and labeling. Most importantly, she uses her negotiation skills to land the group of artists with better deals. Desiree is also good at numbers and has enabled the company to grow. She was instrumental in Rihanna Samsung deal. and Follow him

Brilliant Performance of Drew Madden at Nordic Consulting Partners

For businesses to grow, it is mandatory to have individuals with extensive knowledge and skills in management and a vision for development. Drew Madden has established himself as a sought after consultant in healthcare. His desire for systems that ensure efficient record keeping has inspired him to great innovations and ventures. He is known for his transformational leadership and encouraging change initiatives. Drew graduated with a BSE in industrial engineering at Iowa University that he attended from 1998 to 2002.

He specialized in medical systems and held several positions after graduation. When he joined Nordic in 2010, Madden had succeeded in implementing several healthcare applications. He had been in the industry for more than ten years working as a consultant and a dedicated IT specialist. Some of the projects he undertook include implementation of applications in two hospitals in Chicago while working at Cerner Corporation. This kick started his career and provided opportunities for future growth.

Nordic consulting was a small company with only three clients and ten employees. Madden was appointed the president in 2011 and mandated to foresee its operations and provide leadership. Madden designed a path for the company to increase its productivity and grow its clientele. The task would appear difficult for an average leader but Madden was committed to providing significant improvement in business.

Nordic transformed into a globally recognized company in a period of five years. Madden had managed to achieve incredible results after initiating change. At the time of his resignation in 2016, the company’s client base had increased to 150 while the employees increased to 725. This great growth margin led to numerous awards. Revenues increased significantly making it highly competitive in the market. Madden was passionate about improving healthcare services by providing electronic systems as solutions to facilitate growth.

Nordic gained clients due to its reputation as a company that offered excellent consulting. It was also ranked as a famous consulting firm. Madden was highly regarded as a leader that shaped the future of healthcare IT consulting. His contribution was evident from many top awards Nordic received in his tenure.

How Customer Reviews have facilitated Fabletic’s growth

Many corporations across the world have become successful due to their ability to fulfill the needs of their customers. These companies understand the impact of clients’ reviews on their profitability and growth. An example of such businesses is Fabletics, which is a renowned fashion company that owns a subscription service for its customers. The enterprise was co-founded by Kate Hudson, a Hollywood actress, and it currently has more than one million members. Shoppers in the United States are attracted to the brand due to its positive online reviews. Companies across the globe have started adapting to the new consumer behavior, and their marketing strategies are centered on reviews. Fabletics has grown by over 200 percent since 2013 due to its ability to develop products based on its customer’s opinions. It has to date collected a revenue of more than $250 million.


Thousands of Americans have purchased Fabletics’ athleisure wear products because of the positive reviews that the company receives from clients. The comments have helped the firm in retaining most of its customer. A significant percentage of the U.S population trusts online reviews since they offer reliable information about a specific brand. The fashion company has established itself well on the internet, and this makes it easy for shoppers to get information about it. The outstanding online reputation of the enterprise has facilitated its success.


A considerable number of consumers has currently lost trust in the traditional adverts. The crowd has now taken over the power to choose the best products in different industries. Fabletics uses the influence of consumer reviews to build its reputation. Online reviews are read by millions of shopper since the internet is everywhere. Customers do not trust businesses that do not have good reviews, and therefore, they can easily ignore their products. Kate Hudson knows this, and she works hard to build an excellent image for the firm. Fabletics uses consumer testimonials and reviews when marketing its athletic wear. This strategy has improved its sales since most people trust online reviews.


Fabletics understands the needs of its clients since it engages them on its online platform. The company develops athletic wear based on the reviews that are offered by the public. It also asks new customers to provide information about their fashion taste so that they can be served well. The company’s designers ensure that all subscribers get clothes that are customized according to their preferences. The online reviews of the firm have enabled it to attract several loyal clients.


Businesses that have been reviewed positively by consumers have an excellent search engine ranking. The online reputation of Fabletics stands out due to its ability to offer quality products and customer service to clients. The activewear clothes that are manufactured by the brand are comfortable, affordable, and long-lasting. About 85 percent of the buyers of its products are return customers. Kate Hudson is determined to keep using the power of customer reviews to ensure that Fabletics is successful. She has a friendly personality that makes it easy for her to interact with clients.

Meet Ricardo Tosto de Oliveira, a Top Brazilian Litigator

The Brazilian Legal system owes its existence to the civil law of Portuguese. This is because Brazil, as a country, was colonized by Portugal before getting its independence in 1822. Additionally, The Brazilian legal system borrows from other international legal regimes like the Napoleonic Code, German, and France. Presently, the Legal system in Brazil is seen as a hybrid established from its civil code and a vital part of Italian Civil law. The First law school in Brazil was built in 1827 in Sao Paulo. Because of its rigidity and several contradicting environmental regulations in Brazil, there is a high demand for lawyers.

The high demand for lawyers has resulted in the establishment of several law schools in the country, and it is currently third in the globe with the highest number of lawyers after India and US. Attorneys in Brazil can either be interns, associates, or partners. A lawyer who is a partner is at the highest rank in their profession and is paid according to the number of clients he brings into the firm. Among the most significant law firms in Brazil with the highest number of lawyers and representation is Leite, Tosto e Barros Advogados established by Ricardo Tosto de Oliveira Carvalho.

About Ricardo Tosto de Oliveira Carvalho

Ricardo Tosto de Oliveira Carvalho is a renowned litigator in Brazil known for his contribution in handling top complex litigation cases in the country. One of his most significant accomplishments includes his input in the creation of the mass action model that is applied across the nation. Mr. Tosto has met the required educational guidelines for his career having done a law degree at Mackenzie Presbyterian University, and finishing his law degree at Armando Alvares Penteado Foundation.

Ricardo Tosto de Oliveira Carvalho surrounds himself with a team of highly specialized, agile, and committed attorneys that have helped developed Leite, Tosto e Barros Advogados into the leading law firm in Brazil. Most of Ricardo’s customers cut across different sectors and groups ranging from high profile personalities, politicians, and large corporations and all seem to be satisfied with the representation rendered. Currently, Ricardo Tosto de Oliveira Carvalho recognition exceeds the Brazilian borders owing to his recent involvement in the case concerning colossal money laundering on Swiss authorities.

Michael Lacey and Jim Larkin: Arizonas Immigrant Heroes

The freedom of movement is one of the fundamental human rights. It is written in the Universal Declaration of Human Rights, and the United Nations assures that every human being is covered by the freedom of movement and travel.

They can go from one place to another domestically, or even beyond their nation’s border. However, due to the threats of terrorism from the Middle East, national borders have become stricter, and the laws about immigration have been amended to protect each state from terrorist attacks.

Europe has been experiencing a surge of refugees today because of the wars against ISIS. Refugees in Europe are having a hard time integrating, because of the different culture and beliefs.

Europeans are seeing them as a threat, and the government does not want to offer them citizenship either. These conditions of the refugees are the same in the Americas, wherein people from poor, drug war-stricken countries are migrating northwards to survive.

In the state of Arizona, two amazing duos are helping out the most that they can. Michael Lacey and Jim Larkin are two of the bravest human rights advocates who are fighting for the rights of the migrants entering Arizona.

They are well aware of the events unfolding in Europe, and they do not want the same to happen in their backyard. Michael Lacey and Jim Larkin believe that they are lucky enough that they were born in the United States, and they use all of the resources that they have to help those people who are in need.

Migrants who successfully cross the dangerous border between Mexico and the United States and managed to enter the state of Arizona are welcomed by Michael Lacey and Jim Larkin. The first thing that they do is to help the migrant look for his or her new job. They accept any jobs available, and they often work hard to send money to their loved ones back to their home countries.

Then, the two would also help the migrant look for a decent place to stay. Michael Lacey and Jim Larkin also assist them in processing their legal papers, so that they can become legal migrants to the United States which will give them more rights.

Some people have been criticizing Michael Lacey and Jim Larkin because of what they are doing. However, they ignore the entire backlash and keep on helping the migrants, because they believe that they only wanted to live comfortable lives with their loved ones in a stable country like the United States.

As the migrant become successful, they tend to petition their loved ones to the United States to live with them. Most of the time, they tend to return to where they started, and they give donations to Michael Lacey and Jim Larkin’s private fund called the Frontera Fund.

The migrants that they helped can’t express how grateful they are that Michael Lacey and Jim Larkin helped them when they need it the most. These successful migrants are giving their extra income to share the kindness that they have experienced before.

Read more:

Michael Lacey | Crunchbase
Michael Lacey | LinkedIn


Clay Siegall, Ph.D.: Seattle Genetics Mounting to Great Profit or Quest for Acquisition

It was reported in July 2017 about Seattle Genetics turning from a pharmacy to a big market leader. Seattle Genetics is a dominant biotech organization in the region, but the question is whether Seattle Genetics will be acquisition target or a growth magnet of the local industry.

Seattle Genetics main focus has been the mainly studying about human antibodies. Since being found in 1998, the organization has been manipulating, studying, and packaging drugs. Their strategy could lead them to the big leagues, or they could be like the acquisition of Immunex in Seattle.

So far, their stats include them being worth approximately $10 billion and 900 employees. Thus, they are already ranking as the biggest biotech in Washington. And they heavily invest in marketing and research. They are also planning on adding 200 more personnel to their firm.

The firm also has some drugs that have had moderate to great success so far. Their flagship drug is Adcetris which treats Hodgkin lymphoma which is a lymph system’s cancer. Also, Dr. Clay Siegall stated a bid to spend $2 billion in February to acquire the global rights in commercializing a cancer drug produced by Immunomedics, company based in New Jersey. They are also focusing on an antibody-drug conjugate (ADC) which are drugs that target antigens. Antigens are protein molecules causing the production of antibodies in the immune system. The other drugs they are mainly focusing on include the 22ME which targets the bladder and other urothelial cancers and the LIV1 which targets breast cancer. They have a total of 11 drugs at Seattle Genetics, but these four have the potential of huge immediate sales.

About Clay Siegall

Clay Seigall, Ph.D., is the President, founder, Chairman, and CEO of Seattle Genetics,, which is located in Washington. He co-founded this firm in 1998. This firm has created a grand array of cancer therapies that are based on antibodies. Their drug, Adcetris, was granted a swift approval in 2011 by the US Food and Drug Administration (FDA).

Dr. Siegall’s other experience includes the following: Director, Board of Directors of

Ultragenyx Pharmaceutical since 2014, Director, Board of Directors of Mirna Therapeutics, Inc. since 2013, and the Director, Board of Directors of Alder Biopharmaceuticals Inc. since 2006. He also earned his Ph.D. from the George Washington University in Genetics and a BS degree from the University of Maryland in Zoology.

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Todd Lubar’s involvement in real estate in Maryland has been for two decades and more. Todd has also had success in the credit and finance department. His knowledge enables him to assist people in all the sectors of real estate, financially while they make deals. Todd Lubar is now the president and chief executive officer of TDL Ventures and is putting an effort in growing the company to higher levels. Todd is the founder of several real estate companies inclusive of a demolition company. Todd’s sturdy base is in sales where it is the best in the real estate industry. Todd is passionate about community development and business. His current interest is to be a business owner and a volunteer in the community in Baltimore.

Baltimore is a place where millennials are moving; this is because the cost of living is cheap. Baltimore has grown to be the place of residence for many young professionals and graduates. Baltimore is becoming to be the best environment to start a company and build. Todd has been the most participative in the Baltimore real estate industry for many years, and most people seek for his advice. Todd Lubar’s knowledge in finance and credit helps him gain good credibility and people who want to buy homes go to ask for information from him. Check out Inspirery to see more.

Todd Lubar graduated from Syracuse University. He then went to work in Crestar Mortgage Corporation. Todd left Crestar Mortgage Corporation and went to work in Legacy Financial Group and became one of the top producers in Maryland in a short span of time. He then became the Vice President at Charter Funding. Todd Lubar’s most significant achievement is when he kept his position as the 25 top mortgage originators for many years. Todd Lubar went to school at Sidwell Friends School from the year 1977 to the year 1987. Todd then went to High School at The Peddie School. In the year 1995, he graduated with a degree in speech communication. His extensive experience and knowledge assist him to comprehend how to run a business and how to make it thrive.